OPINION | LIFE+STYLE | Stop saying no more bubble tea in 2026: How to set realistic New Year resolutions

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2026 gives me the chance to set more practical resolutions that are attainable.

2026 gives me the chance to set more practical resolutions that are attainable./ ST ILLUSTRATION: CEL GULAPA

In previous years, I said things like “no more bubble tea”, “exercise more”, “save more money” and “cut down on my travel spending!”. None of those things ever came to pass.

Some people try to get around this by setting resolutions that will definitely be achieved with no effort or that are vague enough that any little bit counts – things like “save more” could technically be achieved if I saved $1 more this year.

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Sometimes, resolutions are also based on what we see other people doing. Just opening Instagram during the last week of 2025 showed me lists of resolutions that perhaps work for others but are not tailored to my needs. Things like “be happy” or “earn more” reminded me of my own stop-buying-bubble-tea aspirations.

So how do I go about setting useful, practical resolutions that can actually improve my financial health in 2026?

I asked some experts for their top tips in goal setting.

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OCBC investment strategy managing director Vasu Menon said: “Instead of vague resolutions, define measurable targets.”

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